THE WHOLE TRUTH and NOTHING BUT THE TRUTH

July 26, 1999

Mr. Dowd Ritter
Chief Executive Officer
AmSouth Bancorp
P.O. Box 11007
Birmingham, Alabama 35288

Dear Mr. Dowd Ritter:

         This organization is aware of your interest or possible merger of the First American National Bank, as per previous communications to the latter and in the interest of the poor, underprivileged, minority and other citizens of this country, We therefore write your office in an effort to notify you of voluminous grievances and concerns.

          You should be aware of the numerous problems associated with this bank as it relates to the handling of the poor and minority banking transactions, possible violations of State and Federal Banking Regulations as well as a gross cover-up of illegal transactions. We have previously, met with officials of First American National Bank to inform them of the latter with no avail.

           Several Civil Rights organizations, including Citizens Against Legal Abuse, Inc., which is hosted by Mr. Dick Gregory, honorary chairman is contemplating extensive exposure of these unfair and illegal violations. (Please see attached documents).  Which are very serious, outrageous and unacceptable  violations of the public trust and Courts.

           Our Judicial System guaranteeing equal justice and protection of the law sanctifies an oath which governs our Courts and law abiding Citizens.  If it is weakened, downsized, corrupted through conspiracy, collusion and perjury, the whole justice system goes under. Along, with integrity and individual rights.

            Actions such as above "under oath" by some Officers, Attorneys and Directors of this bank have committed an offense declared by the United States Congress to be the most serious unforgivable violations of our Court system.  No matter what the principle violations "lying under oath" is a cancerous offense that chips away at the very cornerstone of our judicial system. Which seems to be enhanced by the sanction of other Executives (when notified of said actions), who turned their heads instead of seeking the truth and taking corrective actions.

         According to Banking Regulation FR 2230, the bank has a duty to report suspicious activities to the proper agencies and authorities (See attached).

Everyone, involved in this matter has absolute full knowledge of these allegations but refuse to take appropriate actions. We hope and pray this will not be the case now. Since you have the power to fully investigate and put to rest these allegations of notorious racist (Jim Crow) and illegal banking allegations and practices, once and for all.

         We implore upon you, not to join this gross conspiracy, aggravate perjury and blatnen cover-up to deny justice under oath. Seven-Hundred and Thirteen Thousand Dollars is missing and unaccounted for. I have no knowledge of this loan as well as what happened to the funds.

          If you have any further interest in the clarification of these allegations, please contact us:

by calling our office at (504) 821-9580

and/or write

Citizens Against Legal Abuse, Inc.
P.O. Box 51386
New Orleans, Louisiana 70151

Sincerely,
John Walker
Committee Chair

cc w/attachments:

NAACP

SCLC

Blackeye Foundation

American Civil Liberties Union

Inner City Press/Community on the Move

Black Texans for Justice

Brothers Improvement Agy.

National Black Caucus

Bruce Lightner (MLK Committee Center)

Willie Nunnery (Nunnery Law Clinic)

Louisiana State Black Caucus

Mississippi State Black Caucus

Southern Echo, Inc.

Rev. Al Sharpton (National Action Network)

Rev. Jessie Jackson (Rainbow Coalition)

Enviro, Ltd. (International Operations)

Marvin Muhammad (University of Islam)

J. Kojo Livingston (Crescent City Peace Alliance)

Tom Pope (Dudley Network, Inc.)

Louis Farrakhan (Nation of Islam)

Center for Constitutional Rights

And Other Individuals/Agencies of Interest

CLICK HERE TO DOWNLOAD THE PETITION

Mr. Dowd Ritter
Chief Executive Officer
AmSouth Bancorp
P.O. Box 11007
Birmingham, Alabama 35288

Dear Mr. Dowd Ritter:

          My office in conjunction with the office of the late State Representative Avery C. Alexander, Legislative District 93 in New Orleans, Louisiana have for the last year have been monitoring the banking activities of the First American and Deposit Guaranty Banks as it relates to their banking and lending practices to the poor, underprivileged and minority citizens of our communities.

         Presently, I am aware of your bank's interest and possible merger of First American National Bank. It is for this reason I write to your office expressing hese grievances and concerns.

         As expressed to the Chief Executive Officer of First American National Bank prior to their purchase of Deposit Guaranty National Bank, your bank should be aware of some problems with its business practices to the poor, and minority citizens with possibly, some serious violations of State and Federal Banking Regulations as well as gross cover-up of illegal banking transactions involving commercial and installment loans.

          A number of Civil Rights Organizations, including Citizens Against Legal Abuse, Inc., which is hosted by Mr. Dick Gregory, Honorary Chairman is contemplating national exposure of these violations. (Please noted a few of the violations enclosed), including some State and Federal Laws cover-up, conspiracy, and silence and refusing to correct these unlawful known violations.

        We feel this merger should at the least be postponed until these gross violations and/or allegations are put to rest.

         If you have any further interest in the clarification of these allegations, please contact me by calling my office at 601-445-9816 and /or Citizens Against Legal Abuse, Inc., at P.O. Box 51386, New Orleans, Louisiana 70151, (504) 821-9580.

Sincerely,
Phillip C. West
Mississippi State Representative
District 94

"ALL WE SEEK IS THE WHOLE TRUTH AND NOTHING BUT THE TRUTH IN THIS MATTER"